Grof have Bussiness Account feature allowed companies to manage their funds with role-based access control. The platform supports three user roles: Approver (highest authority with full control), Finance (administrative control with access to most features except approvals), and Basic (limited access).

To better understand how modern fintech products handle bill management, I analyzed competitors such as Aspire and Spenmo. I studied their workflows, approval structures, and interface patterns to identify common practices and gaps. These insights helped inform how Grof’s Bills feature could provide clearer approval flows and better visibility into upcoming payments.